Strategi Peningkatan Kinerja Keuangan Perbankan Syariah Setelah Pandemi Covid-19

Dwi Kharismawati

doi:10.30787/jiembi.v1i1.1179

Authors

Dwi Kharismawati universitas 'aisyiyah surakarta

DOI:

https://doi.org/10.30787/jiembi.v1i1.1179

Keywords:

Islamic Banking, financial performance, covid-19, performance strategy

Abstract

The purpose of this study is to find out about the strategies used by Islamic Banking in Indonesia to remain competitive in the post covid-19 pandemic. The method used in this study is a literature review and observation of phenomena that are happening at this time. The method used in this research is descriptive qualitative analysis. The results of observations made by looking at financial performance data at the OJK in 2020-2022 state that there has been and increase in revenue (total asset) from year to year after the covid-19 pandemic. The strategy that has been implemented by Islamic banking in improving financial performance after the covid-19 pandemic is issuing various regulations that accelerate digital transformation and synergy in the banking sector. In addition to digital transformation, Islamic banks are required to innovate as a strategy to improve financial performance

References

Aisah, N., Diah, V., & Norisma, A. (2023). Komparasi Kinerja Keuangan Perusahaan Food And Beverages Kategori Saham Syariah Sebelum Dan Pada Masa Covid-19 Serta Dampaknya Terhadap Harga Saham. 7, 1–14.

Ana, D. E., & Zunaidi, A. (2022). Strategi Perbankan Syariah Dalam Memenangkan Persaingan Di Masa Pandemi Covid-19. Proceedings of Islamic Economics, Business, and Philanthropy, 1(1), 167–188.

Fasa, M. I. (2013). Tantangan Dan Strategi Perkembangan Perbankan Syariah Di Indonesia. Jurnal Ekonomi Dan Bisnis Islam, 2(1), 19–40. http://ejournal.unida.gontor.ac.id/index.php/JEI/article/view/163

Gunawan, C. I., Mukoffi, A., & Hadayanto, A. J. (2017). Model Strategi Perbankan Syariah Menghadapi Persaingan Perbankan Di Era Masyarakat Ekonomi Asean. SenasPro2 2017, 835–844.

Imam, M. (2020). Imam Mahfud. Strategi Pemasaran Perbankan Syariah Di Tengah Pesatnya Pertumbuhan Industri Perbankan Syariah Di Indonesia, 3, 15–27.

Sumadi, S. (2020). Menakar Dampak Fenomena Pandemi Covid-19 Terhadap Perbankan Syariah. Jurnal Hukum Ekonomi Syariah, 1, 145. https://doi.org/10.30595/jhes.v0i1.8761

Aisah, Nurul. Analisis Kinerja Bank Syariah Dengan Integrated Maqasid Al-Shariah Based Performance Measure (IMSPM) dan Pengaruhnya Terhadap Nilai Perusahaan. Diss. Universitas Muhammadiyah Surakarta, 2021

Azzahrah, Salna. 2021. Analisis Kinerja Keuangan Perbankan Syariah Di Indonesia Akibat Dampak Pandemi Covid-19. Skripsi. Program Studi Akuntansi Lembaga Keuangan Syariah. Politeknik Negri Banjarmasin.

Ana, Dimas Elly dan Arif Zunaidi. 2022. Strategi Perbankan Syariah Dalam Memenangkan Persaingan Di Masa Pandemi Covid-19. Proceedings of Islamic Economics, Business, and Philanthropy, Volume 1, Issue 1, 2022.

Fatimah, Siti dkk. (2016). Strategi Peningkatan Kinerja dengan Metode Balanced Scorecard di Rumah Sakit Umum Daerah Kabupaten Ogan Ilir. Jurnal Kedokteran dan Kesehatan, Volume 3, No.1, Januari 2016 : 351-359.

Ilhami, & Thamrin, HK. (2021). Analisis Dampak Covid 19 Terhadap Kinerja Keuangan Perbankan Syariah Di Indonesia. Jurnal Tabarru’: Islamic Banking and Finance, 4(1), 37–45.

Protomo, Dimas dan Rahmat Fajar Ramdani. 2021. Analisis Pertumbuhan Kinerja Keuangan Perbankan Syariah dan Konvensional di Era Pandemi Covid-19. Jurnal Manajemen Vol.15 No.2, November 2021. ISSN 1978-6573

Sihombing, Puji Lastri. 2019. Strategi Peningkatan Kinerja Karyawan Dalam Pencapaian Tujuan Perusahaan di CV Multi Baja Medan. Jurnal Publik Reform UNDHAR MEDAN. Edisi 6 Juni-Desember 2019.

Warsi, Diah Aryanti. 2019. Pengaruh Rotasi Kerja Terhadap Kepuasan Kerja Dalam Mempengaruhi Kinerja Tenaga Kependidikan.Jurnal Ilmiah Akuntansi dan Keuangan, Vol.8, No.1, Tahun 2019. Fakultas Ekonomi. Universitas PGRI Yogyakarta